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Why Smart Property Upgraders?

Your next property need not be a stagnant or depreciating asset to your overall portfolio. Discover how to avoid the pitfalls and secure your investments through smart upgrading strategies.

We are on the ground daily with various homeowners, and we can understand the challenges you face while buying or selling a property. That is why we always strive to value add and collaborate with our clients.

The Singapore Property Market Looks Deceptively Simple

Buying a HDB flat in Singapore is a rite of passage of almost every Singaporean.
We almost never think about the risks of that first property purchase and simply “go with the flow.”
But if you take the time to learn more – you will discover the implications of using your CPF monies. The answers are not as simple as you think.

Read cpf articles

Discover the Impact of Borrowing From Your Future Retirement

From the day that your CPF Ordinary Account is emptied to pay for your downpayment of your HDB flat – you start the journey of servicing a multi-decade property loan.
Your CPF monies which represent your retirement – are now inextricably linked to the value of your current home.
It becomes almost impossible to separate these 2 factors.
Find out what is the impact on your future years – when you are no longer working.

Read retirements articels

The Impact of Decaying 99-Year Leases

On 24 Mar 2017, Minister of National Development Lawrence Wong gave a word of caution about paying high prices for old flats.

He mentions that only about 4% of HDB flats are eligible to have their leases renewed via the Selective Enbloc Redevelopment Scheme (SERS).

This has sparked the idea of depreciating prices of older flats or private properties with decaying leases.

Explore what options are available for you especially if you own a property that is 10 years or older.

read hbd articles

Explore Case Studies

Read on for more property success stories and how we overcome stories and how we overcome different situations or challenges.


What Our Clients Are Saying

Smart Property Upgraders
Based on 10 reviews
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Jeffry Fong Yuet Fei
Jeffry Fong Yuet Fei
Strongly recommended. You can get plenty of property agents island wide, but one with whole-heartedly dedication and... passionate in meeting your needs is somehow I think we as consumer need the most, especially during this pandemic period, Darren has been extremely flexible and supportive in handling and completing the bumpy transaction process ! Thank you 😊read more
Nithi Ya
Nithi Ya
Darren & Jessica are very Professional and knowledgeable. They went all out in selling my flat and purchasing another... within the time frame. Very committed and responsive in clearing our doubts. Appreciate them in also entertaining my 4 year old & kept him in mind in selecting our New home. #EXCELLENT SERVICE ❤👍❤.read more
Alvin Toh
Alvin Toh
My wife and I would like to thank Jessica and Darren for giving their all in selling our house. Their in-depth... knowledge of the real estate market made the sale possible in the shortest period of time, and their constant reassurance put everyone at ease. They did not hold back in their sharing and were on the ball when it comes to viewing appointments. We highly recommend them to anyone who is looking for an agent because of their helpfulness, patience, and sincerity. Keep up the good job guys!read more
Zhao Xuan
Zhao Xuan
Thank you Jessica and Darren for their fruitful sharing on Florence residence project.
Chua Wei Kar
Chua Wei Kar
Jessica sold a property to us based on our needs 2 years ago. She went an extra mile to ensure that we secure the unit.... And I thought that was the end of her service. I was surprised that she contact us recently to follow up on our loan refinancing. It was thoughtful of her.read more
Helen Tan
Helen Tan
Highly recommended. Darren is very responsible and responsive to every details we need. We buy and sell flat thru his... services. Well done Darren!!read more
Hian Chye Koh
Hian Chye Koh
Jessica and Darren are very professional and I have great confidence in them to take care of matters efficiently and... effectively.read more
Steven Tan
Steven Tan
Darren and Jessica are both wonderful real estate agent. Me and my daughter bought our house through them. They never... pushed us to get a house as quick as possible and even highlighted all the possible issues. They are very professional, honest, friendly, enthusiastic, expert, go-getter, responsive, passionate, and has a clear vision. They always has a patient to assist us, responded really quick and constantly very helpful! Great job and keep it up the way both of you are! Very good experience overall! We will definitely recommend them to all our friends and relatives. Kudos to both of them! 👍🏻👍🏻👍🏻read more
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